The rates and fees associated with your short-term loan will ultimately be determined by your lender, but there are many similarities throughout the entire funds loan industry. It is the goal of Speedy Loan to provide a guarantee that you will deal with only those lenders who agree to follow Federal and state lending guidelines. In some cases, you may be given the option of obtaining a loan from a tribal lender. Lenders that are an extension of a federally recognized Indian Tribe are owned by independent sovereign nations and may not be required to follow local or state laws regarding rates, fees and other loan terms, although such lenders conform to federal lending laws including the Truth in Lending Act. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. We also provide plenty of resources and information to help you deal with any issues that may arise with the lender you select.